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The European Health Insurance Card

A European Health Insurance Card (EHIC) shouldn’t be used as an alternative to travel insurance cover as it will not cover you for a non-medical eventuality. But can enable you to access state-provided healthcare in European countries.

The European Health Insurance Card (EHIC) entitles UK residents to free or reduced-cost emergency treatment when visiting certain European countries.

If you have an EHIC, it means as a UK resident, you are entitled to the same healthcare as residents in the European country you’re visiting should you have an accident or fall ill. This is free to apply for and it is important to check which countries you can use the EHIC in before travelling relying on this.

You can apply for an EHIC:


Published: Feb 2016

Next planned review: Feb 2018